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High-deductible insurance blamed for medical debt Evolvable AI: On the brink of the next major evolutionary transition? AI policy debacle highlights dangers of unchecked technology

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Misc Kings County plans workshop on registering wells 18:40
Sport Ivy Tech Indy builds community through intramural sports 17:57
Edukacja CA Assemblymember Seeks New Math Screenings for Students 17:41
Misc Online gaming empowers people with disability 17:23
Polityka CA governor candidates debate 17:22
Tech Officials aim to fix tech problems in LA's service-request system 17:01
Klimat Hamilton Climate Committee on Housing Tree Requirements 16:58
Polityka Court's Voting Rights Act decision slammed 16:41
USA Karen Bass discusses reelection and LA issues 16:28
Biznes Qualcomm stock jumps on earnings beat and AI chip sale 16:17
Kultura County initiative to support San Diego's arts and culture 15:58
Kultura Charlie Puth lights up the stage at the Santa Barbara Bowl 15:47
Polityka Supreme Court ruling could gut Black political representation 15:17
Zdrowie Drug overdose prevention: 10 things to know 15:14
USA California to share immigrant driver data nationally 15:08
Polityka CA congressman slams nation's 'gerrymandering war' 15:04
Edukacja Teacher retention discussed by Governor's Advisory Committee 14:29
Edukacja Pinebrook Elementary redefined literacy and math growth 14:29
Misc Pequeñas, ocultas y costosas: las termitas en las viviendas 14:24
Polityka Sec. of State Simon to host virtual midterm elections town hall 14:18
Polityka Context for Leavitt's 'Violent Rhetoric' examples 13:47
Polityka SCOTUS ruling weakens Voting Rights Act 13:43
Zdrowie San Joaquin County opens state-of-the-art medical examiner’s office 13:32
Biznes UNL student startups show progress after investment 12:31
USA Trump's EPA moves toward deregulating cancer-causing gas 12:14
Finanse Rates hold steady ahead of Fed chair transition 11:55
Polityka Supreme Court guts Voting Rights Act 11:24
Zdrowie Bridge reporters talk health care election impacts 11:20
Edukacja RSU 73 budget passes; three incumbent directors lose seats 11:14
Polityka Russian disinformation network Storm-1516 targets West 11:07
Misc Stockton library covers Cesar Chavez name 11:06
Science Traditional models outperform AI for extreme weather forecasts 11:00
Polityka Medicare for All divides Democrats in Michigan Senate race 11:00
Misc San Diego maritime treasure heading to Michigan 10:40
Edukacja Northeast Iowa Community College to expand healthcare education 10:36
Edukacja California education budget must fund leadership development 10:11
Biznes Op-Ed: OPEC is cracking, and American Energy Broke It 10:09
Misc Jay voters pass articles, reelect selectmen 10:02
Polityka Flip the 48th District with Marni von Wilpert 10:00
USA Supreme Court weakens Voting Rights Act, impact on Mississippi 09:22
Zdrowie Children's Mercy Hospital announces $1 billion tower addition 08:59
Edukacja Point Loma High principal announces retirement 08:59
Tech Casey Newton revamps newsletter to compete with AI 08:36
Zdrowie Free mental health first aid training and gift card 08:30
Zdrowie First Heat Summit Addresses Extreme Heat Risks 08:16
Klimat Next El Niño could lock Earth into hotter climate 08:05
Klimat Dr. Green: The 3 Green Amigos and Environmental News 08:00
Edukacja Dr. Sonja Santelises on Leading Baltimore City Public Schools 08:00
Klimat Can transition conference shift us out of the fossil fuels era? 07:58
Sport Grossmont High spring sports teams aim for league, CIF titles 07:56
USA Skateboarding killer convicted again, faces 40 years for Lodi murder 07:55
Science Do birds have accents? Regional differences in birdsong 07:31
Kultura First Floor Highway: Rock 'n' roll with Indigenous perspective 07:00
Science Enormous octopuses apex predators in ancient oceans? 06:40
Tech The digital crown: Reclaiming human dignity in the age of AI 06:31
Tech AI 'deadbots' fuel grief and affect how we deal with death 06:29
Edukacja CA school district uses taxpayer funds for LGBTQ+ events 05:59
Klimat Women's work songs reveal changing climate 05:55
Finanse Financial Literacy Month: Community Manager Shares Tips 05:27
Zdrowie Child screentime linked to later behavior problems, study finds 05:00
Polityka CA Sec. of State race shows partisan ballot count divide 05:00
Klimat Maintain the Chain to host 6th annual cleanup 05:00
Klimat Japan's hydrogen pivot is a detour from real decarbonisation 05:00
Biznes CA small businesses hurt by tariffs and war 05:00
Sport Spring grab-bag: NFL prospects and baseball 04:00
Kultura Emanuel Paul shaped New Orleans jazz sound with saxophone 04:00
Zdrowie Psychedelics show promise for mental health 04:00
Polska Poland's government considers marijuana legalization 02:31
Polityka Can Development Be Democratic? 02:02
Zdrowie Suicide Prevention: Upstream Policies for Life 02:00
Zdrowie CA Senate Bill 1094 aims to lower drug prices 02:00
Tech California data centers face water shortage concerns 01:59
Tech Tech giants to pay for journalism: risks and benefits 01:20
Polityka State leaders redefine superintendent's role, demand oversight 00:04
Tech Musk vs Altman: AI's future in legal battle 23:02
Polityka Systems change needs politicians 23:00
Polityka Candidates target Steyer, Becerra in California governor debate 21:50
Polityka California governor candidates debate housing, schools, fires 21:35
Polityka Senator votes for bulldozers and bombs 21:00
Polityka California governor's race debate 20:49
Kultura Homeless people tell their story in new play 20:23
Tech New tech, new rules: AI and algorithms 20:21
Zdrowie No gap private health insurance explained 19:58
Kultura The Devil Wears Prada: Still Relevant 20 Years Later 19:15
USA Trump's US ratings near record low 18:11
USA Federal judge concerned for immigrants, delays relief ruling 17:20
Zdrowie Hollywood clubhouse aids LA residents with mental illness 17:20
Klimat Cities hotter and bigger: research reveals challenge scale 16:53
Finanse Financial literacy labs build real-world money skills for students 16:38
Tech New AI school at UCSD named for Facebook pioneer Taner Halicioglu 16:38
Edukacja Pasadena Unified considers school closures 16:06
Polityka Attempted assassination of Trump highlights political violence 16:00
Zdrowie Rady family donates $75M for new hospital tower 15:44
Zdrowie Milwaukee nonprofit launches campaign for mental health space 15:44
Kultura Native American Summit: Culture and Policy 15:43
Polityka King Charles III addresses Congress on US politics 15:38
Kultura Experimental art gallery opens in Fort Worth 15:18
Science Trump weakens independent scientific advisory board 15:03
Edukacja Point Loma instructor named San Diego Unified's High School Teacher of the Year 15:00
Edukacja Chalkbeat Ideas: Education reform, research, reading, politics 14:50
Sport Pointer teams vying for spring league titles 14:45
Edukacja Butler Avenue Elementary fosters college-going culture 14:29
Edukacja Legislative preview: K-12 issues on the table 14:29
Finanse Lawmaker: Ending corporate tax break adds billions for California 13:50
Tech Chinese national indicted in COVID-era hacking scheme extradited 13:39
Sport Sockers capture 17th MASL title with 10-3 win 13:29
Klimat Federal government must protect right to clean air 13:15
Edukacja US Senate hails Education programs Trump targeted for cuts 13:13
Tech AI decides what we see online: Demand for transparency 13:10
Biznes Fashion's 'forever chemical' greenwashing exposed in activewear 13:10
Polityka Ex-FBI Director James Comey indicted 12:40
Edukacja Senate Questions Education Secretary on School Funding Cuts 12:29
Polityka Political violence condemned; Trump assassination attempt reported 12:08
Polityka Huntington Beach ordered to pay $1M for censoring library books 12:04
USA Louisiana drowning prevention key, but ignored nationally 11:30
Polityka Project 2025 Series Wins National Headliner Award 11:25
USA California Insurance Commissioner candidates guide 11:02
Zdrowie Health care costs climbing, challenges loom. What to know 11:00
USA Trump commemorates America’s British heritage during royal visit 10:47
USA San Diegans deserve better than a trash tax 10:00
Polityka Hawley calls for hearing on White House Correspondents' Dinner shooting 09:46
Edukacja As AI Rewrites Coding Rules, Code.org Reinvent 09:30
Science Search engine for the planet opens to public 09:30
USA Former Stockton City Manager Harry Black to run Vallejo 09:25
Polityka Fresno City Council candidates debate development, elite 09:15
USA Are 50% of teens in America obese? 08:59
Kultura 'The Jungle' mines refugee camp trauma for beautiful art 08:27
USA Trump support drops sharply in the United States 08:25
Misc Jingle Bao vs. Dumpling U: Fresno's trendiest dumpling spots 08:23
Zdrowie Lithium remains gold standard for bipolar disorder treatment 08:18
Klimat Heat and humidity impact tropical birds 08:16
Science Why the dawn chorus sounds different locally 08:01
Sport Helix Charter High spring teams aim for championships 07:33
Polityka SCOTUS could enable misleading anti-abortion clinics 07:29
Edukacja Attendance-based grading's impact on school absenteeism 07:10
Klimat World coal return unlikely in 2026 despite Iran crisis 06:54
Misc Spring planting sale: Humus and Perennial Flowers 06:47
Zdrowie Sexual assault linked to chronic health issues: new study 06:40
Kultura Michaelina Wautier: Skilled Painter Rediscovered 06:12
Klimat Salaries on either side of the climate crisis 06:07
USA $120M sewer project aims to improve Lynn's water quality 05:39
Edukacja Early childhood sets stage for student success 05:29
Zdrowie COPD deaths highlight role of social isolation beyond smoking 05:28
Tech Facial recognition data security breach risks 05:28
Tech Scam alert: Fake Facebook pages lure users to WhatsApp scams 05:02
Polityka Can LA Mayor Karen Bass survive mistakes and climb political ladder? 04:59
Polityka LA County seeks to weaken ethics watchdog 04:59
Edukacja California proposes screening kindergartners for math skills 04:59
Edukacja Senior allowed back to Fairfield for graduation, lawsuit continues 04:45
Polska Poland's public broadcaster launches Georgian-language news 04:42
Zdrowie Lawmakers target sepsis threat 04:05
Tech Talkspace therapy app sessions exposed in court 03:00
Zdrowie What sitting all day does to the body 02:41
Science Scientists find safer way to hunt for next pandemic virus 02:40
Zdrowie Prostate cancer overdiagnosis risk rises after 70 02:40
Misc AI video shows fake man flying with banana leaves 02:30
Zdrowie Caring for someone with serious illness 02:29
Sport SD football players in top 10 NFL Draft picks? 02:00
Edukacja New Report on Math Education 02:00
USA Wildfires torching state budgets 00:59
Zdrowie UK Biobank data for sale: Open data solution? 00:56
Zdrowie Pet attachment and mental health benefits 00:46
Edukacja UCLA program aids community college transfers 00:04
Klimat Colombia talks strive for fossil fuel exit coalition 23:08
Zdrowie Negotiate better health insurance deals 22:52
Edukacja Public education should be attainable for all 21:00
Edukacja Gubernatorial candidates debate school plans 20:56
Misc Protecting native birds from possums and gliders 20:47
Science Fluorescent embryos aid birth defect research 17:19
USA Americans back birthright citizenship, poll finds 14:54
USA Suspect in DC shooting charged with attempting to assassinate Trump 14:35
Edukacja Federal grant for colleges to establish on-campus child care 14:29
Edukacja Asheboro Schools 'grow your own' program graduates first cohort 14:29
Finanse Agencies discuss cuts amid California's $35B deficit 14:24
Zdrowie Misleading vaccine safety claims debunked 14:17
Zdrowie LA Woman Finds Purpose at Fountain House Hollywood 14:14
Zdrowie Risks of drinking raw milk 14:07
Misc Fort Worth Report named Newsroom of the Year 13:20
Zdrowie Nervous system overloaded or needs a reset? 13:14
Edukacja Arlington ISD virtual school to combat declining enrollment? 13:14
Kultura New show Art Spectrum opens door for San Diego’s LGBTQ+ artists 12:44
Science Trump dismisses NSF Board members 12:43
Tech Digital ad data transparency lacks regulation 12:19
USA Jackson State dorm reopens after power outage displaces 500 students 12:17
Kultura Fresh Picks: Indie-rock, roots rocker, Giants return, Nyro smiles 11:43
Sport Controversial genetic test returns to LA Olympics 11:34
Sport Sockers one game from title after brawl suspensions 11:33
Tech Criminal AI probe expands to USF murders 11:32
Kultura Stage set for 'Hedwig' includes auction of queer and punk art 11:23
Edukacja States' progress in funding and supporting high-quality pre-school 11:17
Kultura The value of arts funding goes beyond economics 10:02
Kultura Jazz Fest weekend features reggae revival artists 09:54
Edukacja Can't afford Beverly Hills? Your child can still go to school there 09:40
Klimat Offshore wind: untapped clean energy potential experts say 09:28
Kultura Sarah L. Kaufman rethinks verbs 09:08
Klimat Lewis County seeks input on climate change plan 09:00
USA US Rep. Pingree on Monsanto SCOTUS case 08:19
Kultura Epic fantasy and romance at La Mesa Library 08:12
Klimat Climate cost of aircraft contrails 07:09
USA Roseville: Point Loma waterfront town near San Diego 06:59
Sport Kenya's Sawe breaks 2-hour marathon barrier: what's next for world record? 06:41
USA Proposals aim for American air superiority 06:07
Sport Sebastian Sawe makes history with sub-two-hour marathon 06:07
Sport BBC axing Football Focus 06:02
Biznes Fail fast: why persistence isn't always best for companies 05:24
USA America's founding promise: religious freedom and prejudice 05:19
Misc Source NM wins 8 awards at journalism competition 05:12
Finanse Tillis backs Warsh for Fed ahead of vote 05:07
Zdrowie Community as cure: Mental health help for homeless Black people losing funds 05:00
Kultura New Orca exhibition at the Natural History Museum 05:00
USA Life sentence overcome; 1,100+ to join in Pa. 04:00
Misc Spring melt reveals junk in woods along Ausable River 03:20
Klimat Rooftop gardens offer untapped potential for cities 01:29
Misc Building Timelines for Investigations 00:00
Kultura Theatre review: The Housewarming 23:56
Sport Men break unbreakable marathon barrier 23:05
Klimat Ofcom investigating climate denial 23:00
Finanse IPL Finances: Broadcast Deals Drive Over ₹12,000 Crore Income 20:07
Klimat Coalition's climate policy shift criticized 18:57
Kultura The day I cursed David Malouf 18:34
Kultura WA Ballet's Dracula 18:02
Klimat Climate change fuels new literary genre 17:53
Science Botanist Peter Raven, biodiversity advocate, dies at 89 17:18
Science Men outnumber women experts in science news 17:08
USA US political violence: Latest attack threatens President Trump 13:40
Klimat Campfire Fare: Protecting the environment 13:00
Misc San Joaquin Asparagus Festival celebrates 40th year 12:10
Biznes Everyday Economics: Housing, Fed, PCE main events 09:08
USA Suspect targeted Trump admin officials at WHCA Dinner 09:03
Misc ACW publishes 2026 “Wild Words: Teen Writing Anthology” 09:00
Science Cocaine in waterways disrupts salmon behavior, study finds 08:19
USA Stockton community resource guide 05:59
Kultura Michael Shane Neal: President Biden's Portrait Artist 05:00
Science Soil species extinction risk unknown, study finds 04:50
Sport PSG boss Enrique hails focus after Angers win 04:46
Misc Legacy Boii not signed by Don Jazzy, claim debunked 02:50
Kultura Art, Democracy, and the Power of the 'Three Graces' 01:33
Klimat Getting boys in on climate action 22:00
USA Kamala Harris calls for revival of the American dream 19:58
USA 9th Circuit blocks CA limits on anonymous immigration agents 16:00
Polska San Diego furious about bullet train to nowhere 13:59
Science Salk Institute uncovers plant aging, drought resistance secret 13:04
Klimat Climate disasters create insurance crisis; CA bill targets fossil fuel firms 12:00
Sport Preventing sports injuries in young athletes: A guide 12:00
Klimat Santa Barbara Earth Day Festival 10:00
Misc Shug’s Bagels coming to Camp Bowie Boulevard 08:00
Klimat Nearly half of US children breathe dangerous air pollution 05:59
Sport Sinner laments Alcaraz's absence from 2026 French Open 05:34
Misc 2,000 free plants given away Saturday in Leimert Park 04:59
Kultura Saris over shorts: India run debuts in SoCal 04:59
Klimat Next El Niño could lock Earth into hotter climate 02:00
Klimat The Extractive Problem of Lithium Mining 01:55
Tech AI companions distort relationship ideas 01:34
Misc Stockton man, 80, arraigned in 32-year-old double murder 01:31
Sport Victor Wembanyama's rise to the top of the NBA charts 01:14
Misc ‘Trust Me: The False Prophet’ Tracks Cult Leader’s Power 21:00
Misc Phone lines restored at East LA Sheriff's Station after theft 17:32
Misc San Diego Police DUI checkpoint Friday night 15:59
Sport Anaheim Ducks playoff game 14:35
Science Jackson State's first Goldwater Scholar in science 14:31
USA Texas police can arrest immigrants, federal court rules 13:18
Misc Tell us why you love the mom in your life 12:43
Misc Machias town meeting moved to June 23 12:41
Sport American Jews have their era's Sandy Koufax 12:36
Klimat GOP Leaders Question Science on Climate Regulations 12:20
Finanse Washington County hires firm for audit work 12:11
Misc San Diego cuts arts funding amid CA budget crisis 12:07
Biznes Foundation alleges Wells Fargo mismanaged trust, asks court to step in 11:45
Sport Timberwolves dominate Nuggets in Game 3 10:56
Science Scientists identify mysterious 'golden orb' from Gulf of Alaska 10:00
Sport Pittsburgh's NFL Draft in photos 09:59
Klimat Solar power soared last year — and it’s not slowing down 09:38
Klimat Investor-state arbitration throttles environmental action 09:15
Science Headspace: can our brains get full? 08:10
Finanse Trump investigation of Fed Chair Powell scrapped 08:00
Misc Things to Do in Stockton | April 24-26 07:47
Kultura San Diego weekend events: Mission Federal ArtWalk, classic cars 06:14
Tech AI chatbots could be hiding ads in responses 05:31
Kultura San Diego guts arts funding to balance budget 05:00
Kultura SoCal museum outings paired with free live music 05:00
Tech AI advocates using same playbook as free traders before them 04:17
Misc Nashville Police Pursue Expanded Drone Use 04:03
Kultura Literary lives of Mary Wollstonecraft 03:12
Kultura Great Expectations: Early exploration of 'romance fraud' 03:11
Science Warming seas and great white sharks in the North Sea 03:05
Science Kennedy Space Center launches projection 02:34
Biznes Monsanto Supreme Court pesticide law hearing 02:01
Misc LAFCO: Dissolve the Water Authority? Not Yet. 02:00
Kultura Survivors should own their stories 23:16
Finanse Card payments vs direct debits: Why cancellation rules differ 21:14
Science New gecko species discovered in Vietnam's karst forests 20:36
Misc Shameful judicial record: late judgments hit new high 20:00
Finanse LA Airbnb tax proposal eyed for Olympics revenue 18:47
Biznes CA high-speed rail cost balloons, report due May 1 16:54
Biznes Regeneron joins pharma MFN pricing deals 13:06
Sport Next Olympics ticket drop in August; affordability concerns remain 10:55
Tech AI Threshold Crossed: Mythos and Future Cybersecurity 09:03
Science NC STEM Center e-Update: Grants, PoY, Festivals, STEM Month 07:26
Science Women in science: presence without power 06:05
Tech AI's impact on shopping 05:23
Biznes SC senators vote to suspend alcohol insurance law for bars 02:00
Sport Sports need better game-day mental health protocols for athletes 19:30
Biznes LA City Council seeks solution for growing liability costs 17:26
Sport Orthodox Jewish hooper aims for D-I basketball 15:56
Sport Churches minister at soccer's Dallas Cup 15:47
Sport Bill Walton Classic to honor NBA legend with local teams 14:48
Sport Neglected Limpopo stadium a 'mess' 14:27
Biznes LA 'mansion tax' plan goes to voters 13:45
Tech Instagram ends end-to-end encryption for direct messages 13:37
Sport Chris Johnson's NFL Draft projection 11:39
Biznes Genesis bankruptcy may yield pennies on the dollar for plaintiffs 10:21
Finanse Alverno College appoints new VP for finance and administration 08:37
Sport Timberwolves spark Game 2 comeback over Nuggets 08:37
Tech Wayback Machine preserves digital lives: CounterSpin interview 08:34
Tech Viral AI image of NASA's Artemis II capsule 08:04
Science Dr. Green: Can Wildlife Get PTSD? 08:00
Finanse Teach Financial Literacy with Modern Tools 05:29
Sport NFL Draft prospects and Saints rebuild; baseball heats up 03:59
Science Study: Bottom trawling nets 3,000 marine fish species 03:38
Tech FPV Drone-Killing Devices Emerge On Ukraine's Front Lines 23:24
Biznes Delivery bots: Cities see cash in new regulations 16:49
Science Coral reefs connected across oceans, vital for survival 16:31
Biznes Dick's Sporting Goods opens new distribution center 14:40
Biznes North Dakota oil value rises amid Iran war market upends 14:36
Biznes SC Ports braces for slowdown due to rising fuel costs 14:17
Science How does imagination work in the brain? New theory revealed 13:11
Polska Russia renames state messaging app Maks due to foreign loanword law 10:01
Biznes Spouse pays hidden price when partner starts business 09:35
Polska Farm workers march to Parliament calling for land 07:59
Biznes Handling billion-dollar projects involves infrastructure needs 06:01
Science Dan Dare comic return excites scientist 05:24
Science Ancient glaciers reveal roots of antimicrobial resistance 05:21
Tech Websites break California privacy law at 'industrial scale,' survey finds 05:00
Biznes Business groups optimistic on Sherrill budget 04:03
Finanse Rural voters worried about cost of living, poll shows 02:59
Tech Tim Cook resigns as Apple CEO; what's next for tech giant? 22:05
Science Five 'lost' bird species rediscovered 21:29
Science Light vs. deep sleeper: The science explained 19:27
Biznes Fervo Energy unveils new power plant details in IPO filing 16:00
Polska Poland House panel hears concerns on Senate property tax bill 15:12
Biznes Traditional transportation energy prices down 17 cents last 12 days 11:34
Finanse How to Pay Off Your Tax Liability 08:40
Tech Conversational AI and Poetry 06:41
Tech AI tools free up time for important tasks 06:00
Polska Editor wanted for Balkan Insight 04:52
Polska Indiana Capital Chronicle wins journalism awards 03:15
Tech Smart thermostats for utility cost relief 00:30
Finanse AIFFP's financial sustainability challenge 13:00
Biznes Everyday Economics: Resilient consumer spending and housing 12:25
Świat Zelenskyy: Russian oil revenue funds war 03:05
Biznes TCS refutes media reports on Nida Khan's role 21:17
Biznes Toby Neugebauer departs as Fermi America’s CEO 16:51
Biznes Qualcomm urges shareholders reject 'mini-tender' offer 15:13
Biznes Live Nation supports CA bills to lower ticket prices 13:30
Biznes Padres sale nearing $3.9 billion finalization 11:44
Polska Lawmakers form panel on sludge processing plant issues 10:54
Finanse Trump's Federal Reserve actions harm economy 02:40
Świat Gisèle Pelicot and Zelensky honoured with Four Freedoms awards 21:59
Polska Poland's Elections Stir Controversy 13:38
Finanse What is a tax levy in California legislation? 12:42
Polska Rep. Pingree demands ICE release 19-year-old asylum seeker 11:33
Polska Stockton hires new DEI officer after scandal 06:00
Polska LA mansion tax hinders affordable housing, fixable? 04:59
Polska California lawmaker seeks more child support power 04:58
Polska New law makes tiny houses easier to build next year 02:26
Polska Mayor's budget proposal cuts arts, parks, libraries 16:58
Polska House passes gas safety bill after factory blast 14:55
Polska GOP seeks probe of $180B in taxpayer fraud 14:10
Polska Former railway employee sues for discrimination 13:55
Polska Fisherman ties sustainability to survival on Oregon coast 13:16
Finanse NM housing authority to spend $5M on interest rate buy-downs for homebuyers 12:30
Finanse CalPERS refunds retirees for 'outrageous' pension bills 12:26
Polska LGBTQ+ cop Katy Lynch to be honored at diversity breakfast 11:59

Źródło: OpenNewswire • 29.04.2026 21:00 • Zdrowie • Oryginał (en)

High-deductible insurance blamed for medical debt

Health insurers report billions in profits while increasingly promoting products that shift more financial responsibility onto patients and physicians.

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